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BUY A HOME

Be sure that housing costs don’t take over your entire budget and also that you can still handle your total monthly debt load.

Affordability Calculator: Use this Calculator to check your income & expenses.

Our Homebuyers Class not only provides you information on downpayment assistance, grants and closing costs assistance. Arkansas Real Estate Professionals.com will provide you with information and education you need to understand and navigate through the home buying process.

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Step 1:

Prepare Your Finances – determine a mortgage payment you can afford by
reviewing your finalized comprehensive budget detailing your income and
expenses.

Step 2:

– Get Prequalified – When you are prequalified/pre-approved for a mortgage, a lender has looked closely at your credit reports, your employment history and your income — and must then determine which loan programs you qualify for, the maximum amount you can borrow and the interest rates you will be offered

Step 3:

Housing Search – Our realtors will find a home in the area, price and
criteria of home you choose and schedule showings that compliment your
schedule.

Step 4:

Write an Offer – Our realtors will work with you to prepare your offer for
the price you are comfortable with.

Step 5:

Home Inspection – A home inspection is a professional consulting service that determines the present condition of the home’s major systems, based on a visual inspection of accessible features. It focuses on the performance of the home, rather than cosmetic, code or design issues. View the form “For Your Protection Get a Home Inspection”.

 

Step 6:

Lender process and Underwriting – The most important person in the mortgage approval process is the person you will never see or meet. That person is the underwriter.

No lender funds or closes on a loan without the approval of an underwriter. Mortgage lenders use the underwriting process to determine whether applicants are likely to repay a debt.

Step 7:

Closing – The Title Company prepares your documents for your
signatures to sign for.

Step 8:

You’re a Homeowner, time to Move IN !!!

Figure Out How
Much You Can Afford

Be sure that housing costs don’t take over your entire budget and also that you can still handle your total monthly debt load.

Affordability Calculator: Use this Calculator to check your income & expenses.

Homebuyers Education
Class

Our Homebuyers Class not only provides you information on downpayment assistance, grants and closing costs assistance. Arkansas Real Estate Professionals.com will provide you with information and education you need to understand and navigate through the home buying process.

< 2019 >
September
«
»
Sun
Mon
Tue
Wed
Thu
Fri
Sat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
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18
19
20
21
22
23
24
25
26
27
28
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October
October
October
October
October
Steps to
Homeownership

Step 1:

Prepare Your Finances – determine a mortgage payment you can afford by
reviewing your finalized comprehensive budget detailing your income and
expenses.

Step 2:

– Get Prequalified – When you are prequalified/pre-approved for a mortgage, a lender has looked closely at your credit reports, your employment history and your income — and must then determine which loan programs you qualify for, the maximum amount you can borrow and the interest rates you will be offered

Step 3:

Housing Search – Our realtors will find a home in the area, price and
criteria of home you choose and schedule showings that compliment your
schedule.

Step 4:

Write an Offer – Our realtors will work with you to prepare your offer for
the price you are comfortable with.

Step 5:

Home Inspection – A home inspection is a professional consulting service that determines the present condition of the home’s major systems, based on a visual inspection of accessible features. It focuses on the performance of the home, rather than cosmetic, code or design issues. View the form “For Your Protection Get a Home Inspection”.

 

Step 6:

Lender process and Underwriting – The most important person in the mortgage approval process is the person you will never see or meet. That person is the underwriter.

No lender funds or closes on a loan without the approval of an underwriter. Mortgage lenders use the underwriting process to determine whether applicants are likely to repay a debt.

Step 7:

Closing – The Title Company prepares your documents for your
signatures to sign for.

Step 8:

You’re a Homeowner, time to Move IN !!!

Featured Videos

Homebuying programs in your state

Let FHA help you (FHA loan programs offer lower down payments and are a good option for first-time home buyers!)

HUD’s special home buying programs

     Good Neighbor Next Door(formerly known as Teacher/Officer/Firefighter Next Door)

     Hurricane Evacuees discounted sales

     Homeownership for public housing residents

     Indian Home Loan Guarantee Program(Section 184)

Arkansas Real Estate Professionals.com provide you with a list of homes in your price and preference range

Wish list– what features do you want?

Home-shopping checklist? take this list with you when comparing homes

Homes for sale(including HUD homes)

Fixer-Uppers – home purchase and repair programs

Manufactured (mobile) homes

Build a home

6. Make An Offer

 

9. Sign Papers

 

You’re finally ready to go to “settlement” or “closing.” Be sure to read everything before you sign!

Settlement Costs and Helpful Information

Buyers Information

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